Why choose Anglo Scottish Finance?
Having worked with Britain’s leading asset finance lenders for over 30 years, Anglo Scottish is the perfect asset finance broker for businesses looking to grow sustainably and manage their cash flow.
- Low APR %.
- Manual underwriting.
- 24–48hr approval time on average.
- Reliable customer service.
Need help? Call us on 0191 410 4776
How to secure your asset-based finance
Once you choose Anglo Scottish for your business asset finance, your path to securing leading asset-based finance terms is as easy as can be.
Step 1
Talk To Us
Tell us about your business and the asset you wish to acquire.
Step 2
Get Approved
We will reach out to our panel of lenders on your behalf to gain approval.
Step 3
Sign
Once approved, we’ll send you your documents to sign and transfer payment to your asset supplier.
Step 4
Benefit
Start reaping the benefits of your new asset and we’ll take care of the rest.
Grow sustainably with business asset finance
In today’s landscape, business asset finance is a great way to help your company grow, enabling access to vital resources without compromising on cash flow.
Spreading the cost of equipment, machinery, ve…
Read MoreChoosing the right asset finance broker
Choosing the right asset finance solution can be challenging. There is a plethora of different options available, so it’s crucial to choose a solution which aligns with your company’s specific needs and growth goals.
Flexible agreements – which incorporate refinancing or contract hire, as well as other specific terms and conditions – may be worth exploring.
At Anglo Scottish, we offer a number of different asset finance agreements:
Hire Purchase
Hire purchase is a type of finance that allows your business to spread the cost of a vehicle or asset.
Contract Hire
Contract hire is a popular way of financing cars and light commercial vehicles.
Operating Lease
An operating lease is an agreement that allows your business to use an asset for a fixed period without actually owning it.
Vendor Finance
A division of asset finance tailored to businesses which sell vehicles, machinery and equipment to other businesses.
Finance Lease
A finance lease is similar to an operating lease, in that you can use and benefit from an asset without ownership.
Understanding asset finance
Asset finance, or asset-based lending, refers to a finance agreement by which a business or individual spreads the cost of an asset over a pre-agreed period of time.
It offers a more flexible funding solution to facilitate…
Read MoreThe power of asset-based lending
In most cases, asset finance is a more flexible option for a business to explore than a traditional bank loan, particularly if your finance is secured via a reliable broker.
Third-party lenders are likely to have more…
Read MoreFinding the ideal asset finance lenders
Due to the range of different forms of asset finance – and the importance of selecting an arrangement that is well-suited to your business – it’s key to choose the right broker to guide you through the pr…
Read MoreCase Studies
Our news section highlights real-world case studies, showcasing how our financial solutions support businesses in areas like fleet management and asset financing.
Frequently asked questions
Asset finance is hugely helpful for businesses with limited working capital to invest in the machinery or equipment that they need to grow. By spreading the cost of the purchase, rather than buying outright, the company’s cash flow is less significantly affected.
With an asset finance agreement, any guarantees are made against the asset itself.
Hire purchase is commonly used for financing new or used vehicles, though it can be used to finance a wide range of assets. It is typically used for assets with a substantial upfront cost.
A lease is a form of asset finance, though it is just one of the many forms of asset-based lending we provide at Anglo Scottish. Contact us for more information if you’re unsure whether a lease is right for you.
Refutable asset finance companies and brokers are regulated. You should always opt for a company that is regulated by the FCA (Financial Conduct Authority). We are a licensed credit broker, authorised and regulated by the Financial Conduct Authority FRN 629574.
Put simply, an on-balance sheet item is recorded on the company’s balance sheet. This means it is considered to be either an asset or a liability of the company, and can affect your business’s financial outlook.
If you want to own the asset at the end of the given payment period, it will be considered an on-balance sheet asset. Otherwise, if you’re just loaning the item for a given period of time before returning it, it will not appear on your company’s balance sheet.
Yes, asset finance can be tax-deductible, though this will depend on the type of asset finance agreement and how it is structured.
Lease payments are typically fully tax-deductible, though capital allowances cannot be claimed – the leasing company claims capital allowances in this instance.
For hire purchases and other agreements involving ownership of your asset, you can typically claim capital allowances.
Our expert broker team will discuss this with you when establishing your business goals.
Contact us
Whether you need an asset finance arrangement to help spread the cost of soft assets like office furniture or hard assets like machinery or vehicles, we can help.
Our diverse portfolio of funders means that we can provide a varied range of finance agreements to suit you and your business – and we can help you get access as quickly as possible.
Need help? Call us on 0191 410 4776